May 26, 2026
Memorial Day and Mortgage Moves: How to Choose the Right Loan This Summer
Memorial Day kicks off the busiest stretch of the housing market. Here's how to pick the right loan before the summer rush.
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Current National
Mortgage Rates
FHA Loans
Purchase - 30 Year Fixed
Rate
6.25%
7-Day Trend0.44%
APR
6.99%
7-Day Trend0.45%
Refinance - 30 Year Fixed
Rate
5.38%
7-Day Trend0.00%
APR
6.09%
7-Day Trend0.00%
Last Updated: 7/29/2026
Conventional Loans
Purchase - 30 Year Fixed
Rate
6.78%
7-Day Trend0.02%
APR
6.79%
7-Day Trend0.02%
Refinance - 30 Year Fixed
Rate
6.86%
7-Day Trend0.01%
APR
6.87%
7-Day Trend0.01%
Last Updated: 7/29/2026
VA Loans
Purchase - 30 Year Fixed
Rate
5.89%
7-Day Trend0.01%
APR
6.23%
7-Day Trend0.01%
Refinance - 30 Year Fixed
Rate
5.90%
7-Day Trend0.01%
APR
6.24%
7-Day Trend0.00%
Last Updated: 7/29/2026
All mortgage rates displayed are market averages based on borrowers with credit scores between 680–740 and represent averages and trends. Please consult with Copperline Home Loans to receive a personalized rate for your specific situation.
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FHA Home Loans
[Denver, CO]
FHA home loans are popular among first-time homebuyers due to low down payment and credit requirements.
FHA LoansConventional Home Loans
[Denver, CO]
A conventional (fixed-rate mortgage) is a popular type of home financing because it offers predictability for your budget.
Conventional LoansJumbo Home Loans
[Denver, CO]
A jumbo home loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan.
Jumbo LoansMortgage Calculators
Home Value
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From the Learning Center
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May 2026 Mortgage Check-In: Evaluating Your Refinance Options
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